Need an emergency loan? Download Fullerton India Personal Loan App



The rate of inflation in the midst of the pandemic has made living very difficult and expensive, causing financial stress for many. To deal with such emergencies, banks and NBFCs offer personal loans to individuals. These are unsecured loans, which can be used for various financial obligations such as weddings, studies, vacations and many more.

If you are an individual employee looking for a personal loan, all you need to do is download Fullerton India personal loan app, and you’re good to go. These apps provide great user experience and meet all borrower needs. The convenient and easy-to-use app gives you smart financing through your phone.

Why use Fullerton India personal loan app?

Although there are various apps available, some reasons to choose Fullerton India Instaloan app are mentioned below:

  • 100% digitized process with an easy to use interface
  • Possibility to benefit from express loans up to Rs 25 lakhs *
  • Apply for a loan on the go
  • Hassle-free documentation submission on the application
  • Quick disbursement within hours of loan approval

Benefits of Fullerton Personal Loan India

Some of the main advantages of Fullerton India personal loan are:

  • Unsecured loan up to Rs 25 Lakhs *.
  • The loan can be applied from anywhere, anytime.
  • Hassle-free documentation process where you have to fill in basic details and upload your documents
  • Fully digital process, with dynamic tracking status available.

Using Fullerton India Personal Loan App

You can use the Personal loan application to obtain a loan for various purposes:

  • Medical emergencies: You can finance any medical emergency with a personal loan
  • Used vehicles: While financial options are available for new cars, the personal loan also makes it possible to buy an old car without worrying about finances.
  • Debt Consolidation: If you have multiple debt repayments, then the personal loan will help you consolidate the debt.
  • Higher Education: A personal loan can also be used to finance your child’s higher education.
  • Wedding costs: Weddings are expensive, but with a personal loan you can get an extravagant wedding with easy monthly repayment.

How to apply for a personal loan?

Check your eligibility – You must verify your eligibility before applying to ensure that your loan application is approved. The eligibility criteria for Fullerton India personal loan are:

  • Applicants must be Indian citizens.
  • The candidate must be between 21 and 60 years old.
  • The applicant must either be an employee of a limited liability company or a public sector company, or be self-employed.
  • For salaried professionals residing in Mumbai or Delhi, the minimum income should be Rs 25,000 per month. The minimum income requirement for the rest of the country should be Rs 20,000 per month.
  • CIBIL score of 750

You can also use the personal loan eligibility calculator to get an estimate of the maximum loan amount you may be eligible for.

Using the Instaloan app:

If you are an employee, you can use Fullerton India’s Instaloan app to apply for a personal loan.

You will need to register on the app using your Facebook or Google profile. You can also use your email id and password to create the account. Download the Fullerton India app from the Google Play Store or Apple Store, then follow the simple steps mentioned below.

Use of the website

  1. Connect to Both salaried and self-employed professionals can apply.
  2. Click on the “Apply now” button and select “Personal loan”
  3. Select whether you are an employee or self-employed
  4. Enter your mobile number and complete the OTP verification
  5. Follow the steps below


Step 1: Fill in your information in the online application form –

  • Fill in all your personal information, such as name, address, date of birth, gender, marital status, contact details, etc.
  • Enter business information like your current company name, salary, etc.
  • Provide banking information like account number, bank name, branch, etc.

Step 2: Upload your documents – Download the relevant documents.

  • PAN / Proof of identity
  • Proof of address
  • Pay slips for the last three months (for employees) or Proof of source of income / financial statements (for the self-employed)
  • Bank statements for the last six months
  • Income tax returns or form 16

Step 3: Apply for an instant loan – Based on the information entered, if your profile is eligible for the loan, your request will be further advanced. After successful verifications, an executive from Fullerton India will contact you to discuss the terms of the loan. After receiving your confirmation, your loan is approved and you receive the funds in your account.


A personal loan is a great option for financial contingencies. This not only helps you straighten your finances, but also keeps your savings intact. the personal loan application Now makes it easier to apply for a personal loan on the go with minimal documentation and processing.



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